Down payments as low as 3%, assistance programs, and a local team that guides you from pre-approval to keys — buying across New York and New Jersey with the CrossCountry Mortgage Metro Team.
We'll tailor your options around it — change anytime.
No wrong answer — it just helps us help you.
This helps us match the right program.
A ballpark is fine — confirmed later.
Less than you'd think can work — ask us about low-down options.
We'll prioritize accordingly.
A local loan officer will reach out — no obligation.
One of our loan officers will be in touch shortly to walk through your options.
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The Metro Team offers a wide range of programs to help first-time buyers reach homeownership — often with less cash up front than you'd expect.
Low-down-payment home loans that make buying possible sooner.
National and state programs that can help cover your down payment.
Options to lower your mortgage rate in the early years of your loan.
Flexible programs with credit and income options for first-timers.
No paperwork to begin — just answer a few quick questions.
Tell us about your goals in about a minute. No credit pull to start.
One of our New York or New Jersey loan officers reviews your options with you.
From pre-approval to closing, we guide you the whole way home.
The CrossCountry Mortgage Metro Team serves homebuyers across New York and New Jersey.
Real, verified client reviews for every member of the Metro Team — read them in full on Experience.com.
“He made the whole process easy and very pleasant.”
“I’ve used Eric 3 times, he’s the best!”
“Incredibly nice, professional, and always willing to help.”
Less than many people expect. We offer loans with as little as 3% down, and there are national and state down payment assistance programs that may help cover it. Your loan officer will walk you through what fits.
It varies by program. Conventional loans generally start around 620, while FHA and VA loans can allow lower scores. A higher score usually means better terms, and we can help you understand where you stand.
A pre-approval shows sellers you're a serious, qualified buyer and tells you what you can comfortably afford. Getting pre-approved early means you can move quickly when you find the right home.
Yes. The Metro Team works with a range of national and state down payment assistance programs, plus options like temporary rate buydowns, to make buying more affordable.
Yes. The CrossCountry Mortgage Metro Team serves homebuyers across New York and New Jersey, operating out of our Staten Island, NY and Middletown, NJ offices.
Take the 60-second homebuyer quiz and a local loan officer will reach out with your options — no obligation.
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